Third-Party Data Sharing

This page explains when Financial Expense shares information you submit through our website, who may receive it and the choices you have.

1. When We Share Information

• With your consent: if you check the Third-Party Data Sharing box on a form, we may share your inquiry with the participating licensed insurance professionals listed below so they can respond.
• With service providers: hosting, email delivery, analytics, security and similar vendors that process information on our behalf under contract.
• For legal reasons: when required by law, regulation or valid legal process, or to protect the rights and safety of users and others.

If you do not check the sharing box, your inquiry is used only by Financial Expense and its service providers to respond to you.

2. Information That May Be Shared

• Full name, email address and phone number (if provided).
• State of residence.
• Topic of interest, coverage range and age range (if provided).
• Whether you gave TCPA consent, with the date and time.

3. Information We Do Not Collect

Our general forms do not ask for Social Security numbers, bank account details or medical records. Please do not submit them.

4. Participating Recipients

[Insert names of participating licensed insurance agencies or partners]

Each recipient handles your information under its own privacy policy and is responsible for its own products, services and communications.

5. Compensation Disclosure

[State whether Financial Expense receives compensation for referrals or for sharing inquiries, and from whom. If not, state that no compensation is received.]

6. Sale or Sharing Under State Privacy Laws

Depending on where you live, sharing information with third parties for compensation or for cross-context advertising may be treated as a "sale" or "sharing" of personal information. You may opt out at any time. See Your Privacy Choices.

7. Your Choices

• Leave the sharing box unchecked when you submit a form.
• Withdraw consent later by emailing [Insert Privacy Contact Email]. We will stop future sharing and notify recipients that already received your information.
• Contact a recipient directly to ask it to delete your information.

8. Contact

Questions about data sharing: [Insert Privacy Contact Email].