:root{--navy:#14233c;--navy-2:#22385c;--ivory:#faf7f0;--white:#fffdf9;--gold:#9a7840;--gold-dark:#7f6233;--gold-soft:#efe5d2;--ink:#1e2430;--muted:#555d6e;--line:#e4ddcf}
html{scroll-padding-top:90px}
body{font-family:'Public Sans',system-ui,sans-serif;color:var(--ink);background:var(--ivory);font-size:1.0625rem;line-height:1.7}
h1,h2,h3,h4,.brand{font-family:'Source Serif 4',Georgia,serif;color:var(--navy);font-weight:600;letter-spacing:-.01em;text-wrap:balance}
h1{font-size:clamp(2rem,4vw,3rem);line-height:1.15}
h2{font-size:clamp(1.6rem,2.6vw,2.1rem);line-height:1.2;margin-bottom:1rem}
h3{font-size:1.2rem;line-height:1.3;margin-bottom:.5rem}
p{text-wrap:pretty}
a{color:var(--navy-2);text-underline-offset:3px}
a:hover{color:var(--gold-dark)}
.skip-link{position:absolute;left:-999px;top:0;background:var(--navy);color:#fff;padding:.5rem 1rem;z-index:2000}
.skip-link:focus{left:0}
.container.narrow{max-width:820px}

.topbar{background:var(--navy);color:#cfd6e2;font-size:.82rem;padding:.4rem 0}
.site-nav{background:rgba(250,247,240,.96);backdrop-filter:blur(6px);border-bottom:1px solid var(--line);padding:.85rem 0}
.brand{font-size:1.45rem;text-decoration:none;color:var(--navy)}
.brand span{color:var(--gold)}
.brand:hover{color:var(--navy)}
.brand-light,.brand-light:hover{color:#fff}
.site-nav .nav-link{color:var(--ink);font-weight:500;font-size:.96rem;padding:.5rem .7rem!important}
.site-nav .nav-link:hover,.site-nav .nav-link.active{color:var(--navy);box-shadow:inset 0 -2px 0 var(--gold)}
.dropdown-menu{border:1px solid var(--line);border-radius:6px;padding:.5rem;box-shadow:0 12px 30px rgba(20,35,60,.08)}
.dropdown-item{border-radius:4px;padding:.55rem .8rem}
.dropdown-item.active,.dropdown-item:active{background:var(--navy)}

.btn{border-radius:4px;font-weight:600;padding:.7rem 1.3rem}
.btn-lg{padding:.9rem 1.6rem;font-size:1.02rem}
.btn-gold{background:var(--gold);color:#fff;border:1px solid var(--gold)}
.btn-gold:hover,.btn-gold:focus{background:var(--gold-dark);border-color:var(--gold-dark);color:#fff}
.btn-outline-navy{border:1px solid var(--navy);color:var(--navy);background:transparent}
.btn-outline-navy:hover{background:var(--navy);color:#fff}
.btn:focus-visible,a:focus-visible,.form-control:focus,.form-select:focus{outline:3px solid var(--gold);outline-offset:2px;box-shadow:none}

.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:.76rem;font-weight:700;color:var(--gold-dark);margin-bottom:.75rem}
.eyebrow-light{color:#d9c49a}
.lead-text{font-size:1.2rem;line-height:1.6;color:var(--ink)}
.hero{padding:5.5rem 0 5rem}
.display-title{font-size:clamp(2.2rem,4.6vw,3.5rem)}
.hero-note{font-size:.85rem;color:var(--muted);margin-top:1.75rem;max-width:560px}
.page-hero{background:var(--navy);color:#e6eaf1;padding:4.5rem 0 4rem}
.page-hero h1{color:#fff;max-width:900px}
.page-hero .lead-text{color:#dfe4ec;max-width:820px;margin-top:1rem}

.section{padding:5rem 0}
.section-white{background:var(--white);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}

.service-card{display:flex;flex-direction:column;height:100%;background:var(--white);border:1px solid var(--line);border-radius:6px;padding:1.75rem;text-decoration:none;color:var(--ink);transition:border-color .2s,transform .2s}
a.service-card:hover{border-color:var(--gold);transform:translateY(-2px);color:var(--ink)}
.service-card p{color:var(--muted)}
.card-link{margin-top:auto;font-weight:600;color:var(--navy);text-decoration:none}
.point{border-top:2px solid var(--gold);padding-top:1rem;height:100%}
.point p{color:var(--muted);margin-bottom:0}
.step{height:100%}
.step-num{display:inline-flex;align-items:center;justify-content:center;width:2.4rem;height:2.4rem;border-radius:50%;border:1px solid var(--gold);color:var(--gold-dark);font-family:'Source Serif 4',serif;font-weight:600;margin-bottom:1rem;flex-shrink:0}
.step p{color:var(--muted)}

.check-list{list-style:none;padding:0;margin:0 0 1.5rem}
.check-list li{position:relative;padding:.55rem 0 .55rem 1.6rem;border-bottom:1px solid var(--line)}
.check-list li::before{content:"";position:absolute;left:0;top:1.05rem;width:.55rem;height:.55rem;background:var(--gold);transform:rotate(45deg)}
.num-list{padding-left:1.25rem}
.num-list li{padding:.4rem 0}
.steps-list{list-style:none;padding:0}
.steps-list li{padding:1rem 0;border-bottom:1px solid var(--line)}
.steps-list p{margin:0;color:var(--muted)}
.timeline{list-style:none;padding:0;margin:0}
.timeline li{display:flex;gap:1.5rem;padding:1.75rem 0;border-bottom:1px solid var(--line)}
.timeline h2{font-size:1.4rem;margin-bottom:.4rem}
.timeline p{margin:0;color:var(--muted)}

.side-panel{background:var(--white);border:1px solid var(--line);border-radius:6px;padding:2rem}
.side-panel.warn{background:var(--gold-soft);border-color:#e0d1b2}
.note{font-size:.9rem;color:var(--muted);border-top:1px solid var(--line);padding-top:1rem;margin-top:1rem}
.compare-table th{background:var(--navy);color:#fff;font-weight:600}
.compare-table td:first-child{font-weight:600;color:var(--navy);white-space:nowrap}
.compare-table td,.compare-table th{padding:.85rem 1rem;background-color:transparent}
.compare-table thead th{background:var(--navy)}

.worksheet{background:var(--ivory);border:1px solid var(--line);border-radius:6px;padding:1.25rem}
.worksheet table{background:transparent}
.worksheet td,.worksheet th{background:transparent;vertical-align:middle}
.worksheet .input-group{max-width:190px;margin-left:auto}
.worksheet tfoot th{font-family:'Source Serif 4',serif;font-size:1.25rem;color:var(--navy);border-bottom:0}

.img-ph{background:repeating-linear-gradient(135deg,#efe8da 0 10px,#f6f1e7 10px 20px);border:1px solid var(--line);border-radius:6px}
.img-ph span{display:flex;align-items:center;justify-content:center;font-family:ui-monospace,Menlo,monospace;font-size:.8rem;color:var(--muted)}
.ratio-4x5{--bs-aspect-ratio:125%}
.photo{display:block;width:100%;height:auto;aspect-ratio:4/3;object-fit:cover;border-radius:6px;background:var(--gold-soft)}
.hero-photo{aspect-ratio:4/5}
.page-hero-img{aspect-ratio:4/3;box-shadow:0 20px 50px rgba(0,0,0,.25)}
.page-hero.has-image{padding:3.5rem 0}

.cta-band{background:var(--navy);color:#dfe4ec;padding:4rem 0}
.cta-band h2{color:#fff}
.cta-call{margin:.75rem 0 0;font-size:.95rem}
.cta-call a,.topbar-phone{color:#fff;font-weight:600}
.cta-note{font-size:.85rem;color:#b9c2d1;margin-top:1rem;margin-bottom:0}

.faq .accordion-item{border:0;border-bottom:1px solid var(--line);background:transparent}
.faq .accordion-button{font-family:'Source Serif 4',serif;font-size:1.15rem;color:var(--navy);background:transparent;padding:1.25rem 0;box-shadow:none}
.faq .accordion-button:not(.collapsed){color:var(--navy)}
.faq .accordion-body{padding:0 0 1.25rem;color:var(--muted)}

.form-panel{background:var(--white);border:1px solid var(--line);border-radius:6px;padding:2rem}
.form-label,legend.form-label{font-weight:600;font-size:.95rem;color:var(--navy)}
.optional{font-weight:400;color:var(--muted)}
.form-control,.form-select{border-color:#d4ccbc;border-radius:4px;padding:.7rem .85rem}
.chip-group{display:flex;flex-wrap:wrap;gap:.5rem}
.chip{border:1px solid #d4ccbc;border-radius:999px;padding:.55rem 1rem;cursor:pointer;font-size:.95rem;background:#fff}
.btn-check:checked+.chip{background:var(--navy);border-color:var(--navy);color:#fff}
.btn-check:focus-visible+.chip{outline:3px solid var(--gold);outline-offset:2px}
.consent-box{background:var(--ivory);border:1px solid var(--line);border-radius:6px;padding:1.25rem;font-size:.86rem;line-height:1.55}
.form-check-input:checked{background-color:var(--navy);border-color:var(--navy)}
.form-fine{font-size:.82rem;color:var(--muted)}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.form-status:empty{display:none}
.contact-list>div{padding:1rem 0;border-bottom:1px solid var(--line)}
.contact-list p{margin:0;color:var(--muted)}

.legal-body h2{font-size:1.35rem;margin-top:2.25rem}
.legal-body ul{padding-left:1.25rem}
.legal-body li{padding:.2rem 0}
.consent-quote{background:var(--white);border:1px solid var(--line);border-radius:6px;padding:1.25rem;font-size:.95rem}

.site-footer{background:#0f1b2f;color:#b9c2d1;padding:4.5rem 0 2rem;font-size:.94rem}
.site-footer h4{color:#fff;font-size:1rem;margin-bottom:1rem}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{padding:.25rem 0}
.site-footer a:not(.btn):not(.brand){color:#b9c2d1;text-decoration:none}
.site-footer a:not(.btn):not(.brand):hover{color:#fff}
.footer-legal{border-top:1px solid rgba(255,255,255,.12);margin-top:3rem;padding-top:1.5rem;font-size:.84rem}

@media (max-width:991px){
  .site-nav .nav-link:hover,.site-nav .nav-link.active{box-shadow:none;color:var(--gold-dark)}
  .hero{padding:3.5rem 0}
  .section{padding:3.5rem 0}
  .form-panel{padding:1.25rem}
}